When you begin the process of purchasing or refinancing a home, there are a few general “rules of thumb” that can help the process go more smoothly.
•Stay current on existing accounts
•Contact your mortgage advisor with any questions
•Change jobs, quit your job or become self-employed
•Buy a car, truck or van (or you may be living in it)
•Use credit cards excessively or let current accounts fall behind
•Spend money you have set aside for closing costs or down-payment
•Omit debts or liabilities from your loan application
•Originate any inquiries into your credit
•Make large cash deposits without checking with your mortgage advisor
•Change banking accounts
•Co-sign a loan for anyone
CElite Mortgage LLC| Equal Housing Lender | NMLS 1795862 |Licensed by the State of Oregon. Some products may not be available in all states. Credit and collateral subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. Subject to qualification.