Elite Mortgage Lender

Elite Mortgage Lender - Mortgage Company in Southern Oregon

Client Reviews


I was a single mom who had never bought a house before. I wasn't qualifying for most houses in my neighborhood. Ginny Duffy told me to wait just a couple of months longer. She was waiting for a bill to pass that made it possible for me to qualify. As soon as the bill passed, Ginny called me and with a month or two I had moved my children out of a carriage house in a city alley to a safe and warm home on the street! People tell me how intimidating and stressful it is to get all of the paperwork together for closings, but Ginny Duffy made it so easy for me that I don't remember any stress on my end. She took care of all of the stress for me!

Ed & Cheryl

We are absolutely thrilled that we had the opportunity to work with Ginny Duffy and Pinnacle Capital to obtain a mortgage for our new home. Ginny's great personality and detailed knowledge of the process made it a pleasure to work with her. She was persistent with her determination to obtain a super favorable interest rate and we were amazed at the very low closing costs. Her collegues at Pinnacle Capital guided the process smoothly and were very patient and pleasant with us during the entire process. We can not thank the whole team enough for their excellent services. We give the highest recommendation of Ginny Duffy and Pinnacle Capital to every person who might have a need for mortgage services. We will certainly go to her if the need arises in the future. 


Ginny has handled three mortgages for our family- two new purchases and one refinance. When we had to close our last purchase from out-of-state, Ginny made the whole thing go off without a hitch. Purchasing a home is the biggest financial transaction most people will ever make- decisions about rates and terms can end up costing hundreds of thousands of dollars if you don't have accurate facts and sound advice. Ginny Duff- the right mortgage, done right!


Ginny was friendly, professional, accessible and on top of the loan process all the way. It was so easy thanks to her. She always gave us a heads up on anything that she needed from us and if we had any questions, even before we decided to apply for the loan, she got back to us immediately with answers! This is the second or third loan we've applied for through Ginny and again we are super happy with her service as well as with her exuberance for making our dreams come true! Thanks, Ginny!


I needed to do a refi on my home and was concerned about the prospect after hearing all the stories from friends. Working with Ginny and her team was great! Enjoyed getting to know Ginny and felt very comfortable asking her questions about the process and all the documentation that was required to complete the application and ultimately the loan. I would highly recommend Ginny to friends and clients.


From the first time we met, I never once had a moment of doubt that Ginny would be able to help us get the best mortgage loan available for our circumstances. In addition to possessing a cheerful, kindly demeanor, it was clear from the outset that Ginny had ready access to solid, detailed knowledge of the mortgage world. When I had questions, she had answers to help me understand. She worked tirelessly on our behalf to meet very challenging deadlines, never hesitating to go out of her way to help us get achieve our goals. The results are we now have moved into our wonderful new home.